Credit Catalogues

How To Find The Perfect Catalogues For You

Catalogue shopping is a great way to shop, it gives you the option to shop from the comfort of your own home and also the ability to buy the things you really need, but can't afford immediately.

The UK has a fantastic range of Catalogue companies and online stores who offer credit accounts and buy now pay later options, giving you great choice across areas such as electricals, fashion and furniture. Not having the money up front shouldn't stop you from having the items you need.

With the advent of the internet, many of the UK retailers you will find on creditcatalogues.co.uk now have their full ranges online, which in many instances means you do not even need their catalogues to shop.

Obviously to take advantage of being able to spread the cost of your purchases, the retailer will undertake a credit review of yourself. Known as a Credit Score, this is when the retailer will look at your credit history from credit agencies like Experian. Not every retailer or catalogue has the same way of progressing credit applications, so in fact, you may be accepted on one retailer and not the other. Therefore it is always worthwhile shopping around. Having a bad credit history doesn't automatically mean you will be rejected.

In fact at Creditcatalogues.co.uk, we have selected some of the most favourable catalogues for people with bad credit which should give you more confidence when purchasing. UK Catalogues are increasingly looking at customers with poor credit in a favourable light.

We believe that purchasing with home shopping catalogues and online catalogues that offer credit accounts is an ideal solution for people who have been turned down for finance elsewhere or have bad credit, as these retailers have consistently had higher acceptance rates.

Catalogues with credit also work well in assisting you with repayment plans, so that your repayments fit perfectly with your ever changing circumstances. Having the flexibility to change your repayment structure will allow you to get the goods you require, without the burden of overstretching you.

By spending on Credit Accounts (and paying off promptly) you can improve your Credit Score markedly. In fact this is one of the ways of building up a strong credit history, and in our section on How to improve your credit score we will tell you the ways you can increase your credit limit and unlock more spending power.

Competition between credit catalogue retailers is fierce, so there is no better time at the moment to purchase the goods you've had your eye on, and spread the cost with buy now pay later catalogues – you'll be amazed how easy it is.

With one of the most up to date fashion ranges on the web, Look Again always have some of the top names on line. With over 100 brands you can be sure of high quality products, as well as having the opportunity to buy now pay later.

Brighthouse is the UK's largest weekly payment retailer. By paying off your purchases on a weekly basis, you can make all your larger purchases more affordable. Unlike a lot of catalogues, Brighthouse don't offer credit based solely past credit history. As well as weekly payment terms, they also offer pay monthly and pay fortnightly terms. Specialising in electricals and appliances, they are the perfect place for household purchases.

One of the best value catalogues, Fashion World is a great one stop shop for clothing, electricals and homewares. In fact pretty much everything. As a credit customer you get 10% off your first order as a matter of course.

Vertbaudet has a great introductory offer of £15 off when you spend over £20 on your first order. You will also get free P&P and free returns on all orders, making them an attractive choice for spreading the cost of your purchases.

First and foremost Jacamo is a menswear brand that offers fashion from small to 5XL. However you can buy everything from electricals & gaming to homewares and gifts. 10% off your first order, and the ability to spread the cost

Get 10% off your first order with JD Williams. One of the longest standing home shopping and catalogue retailers they have an extensive range of mens and womens clothing, right through to homewares and electricals. Always keenly priced, JD Williams is a great place to shop for your essentials, whilst being able to spread the cost.

This is a new catalogue, which combines the ranges of Empire Stores, Great Universal and Kays Catalogue. There latest offers include 10% off 1st Orders and buy now pay nothing for 12 months on orders of £50 or more. They also offer 4 years interest free credit on their furniture range. As they say, life is easier when you spread the cost.

Offering Free Delivery and Free Returns, Littlewoods have a fantastic range of fashion for all the family, as well as electricals and homewares. Buy now and pay nothing on all orders over £50. The Littlewoods site is one of the easiest ones to use, and they make it really simple to understand repayment terms.