The catalogue, reimagined
Credit Catalogues — Everything for Your Home, Spread Over 12 Months
TVs, sofas, laptops and more — 12 equal payments, 0% APR and no credit check.
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How it works
Check your limit
Answer a few questions. No credit check — a decision in under 60 seconds.
Choose your items
Pick anything up to your limit, from TVs and consoles to sofas and appliances.
Pay in 12 payments
0% APR, no interest, no balloon payment. Pick a date that suits your payday.
- ✓ No credit check
- ✓ 0% APR
- ✓ 12 equal payments
- ✓ Rated 4.9
Questions people ask
Do you deliver for free?
Yes — delivery is free across the UK on every order.
Why are the big catalogues so expensive?
Their model earns from interest on revolving balances. A fixed-term 0% facility earns from retail margin instead.
Do you run a credit check?
No. our plan uses its own affordability model — no hard search, no Experian or Equifax check. Applying leaves your credit file untouched.
What's the interest rate?
0% APR for the full term, every time. You pay the sticker price plus a one-off a small monthly amount activation fee, spread over 6 to 12 monthly payments.
How much can I spend?
of store credit, approved in under 60 seconds. Mix categories on one plan if you want to.